Larry M. Welenc

Independent Licensed Insurance Agent, Clearwater FL
National Producer (NPN) #: 16549786
FMO: Copeland Insurance Group, Longview TX

Cigna

International Medical Insurance

With 86 million customer relationships in over 200 countries and jurisdictions and annual benefits ranging from $1,000,000 to unlimited Cigna’s international medical insurance provides coverage for inpatient, day patient and accommodation costs, as well as coverage for cancer, mental health and much more. Gold and Platinum plans also cover you for maternity inpatient and day patient care and offer a wide range of cost share and deductible options on International Medical Insurance and International Outpatient, allowing you to tailor a plan to suit your budget

Cigna Global Individual plans

Health and Accident Insurance for the Single Trip

Creating a comprehensive, tailored plan with Cigna is simple. It’s flexible, so you can choose and pay for only the cover you need. Cigna’s plans comprise of three levels of cover: Silver, Gold and Platinum. Each plan includes International Medical Insurance. One can  from two areas of coverage, depending on needs and location: Worldwide including USA and Worldwide excluding USA. In addition, you can select optional modules, including:

Outpatient

(Silver, Gold and Platinum only)
Includes outpatient care and medical emergencies where a hospital admission as a day patient or inpatient is not needed. Also includes consultations with specialists and medical practitioners, prescribed outpatient drugs and dressings, pre- and post-natal outpatient care, physiotherapy, osteopathy, chiropractic care and more.

Health and Wellbeing
(Silver, Gold and Platinum only) Provides cover for screenings, tests, examinations and counselling support for a range of life crises. Includes tailored advice and support through our online health education and health risk assessment – helping you take control and manage your health the way you want.
Dental Care and Treatment
(Close Care only) Maintain your oral health with the Dental Care and Treatment option. This option covers you for a wide range of preventative, routine and major dental treatments.
Medical Evacuation
(Silver, Gold and Platinum) Provides coverage for reasonable transportation costs in the event that treatment is not available locally, in an emergency. This also includes repatriation – allowing the beneficiary to return to their country of habitual residence or nationality. This also includes compassionate visits for a parent, spouse, partner, sibling or child to visit a beneficiary after an accident or sudden illness.
Why choose Cigna – Why you may need Cigna

Access to our network of trusted hospitals, physicians and other healthcare professionals. The quality of your local country’s healthcare system does not meet your standards or needs.

The flexibility to tailor a cost-effective plan to suit their individual needs. Even if you are to find good quality local healthcare, it’s too expensive

Making sure our Customer Care Team is always available to speak with you day and night. You find the local healthcare system confusing or a struggle due to language or cultural barriers

The reassurance of our experience in delivering international healthcare. Your country of residence requires you to have international private medical insurance

Access to our unique Global Health Assist service to provide full medical support

Cigna Global Group Plans

Health and Accident Insurance for Corporate and Business Travel

The needs of global organizations can be  varied and complex. Their global workforces require seamless and compliant solutions  that adapt to evolving and sophisticated  demands. Easy access to quality, affordable  care is essential to improving the health, well-being and peace of mind for globally mobile employees. Cigna’s deep experience, knowledge and resources are why global  employers trust us to deliver quality solutions for their employees and families living and working around the world. We have customizable plan designs that are available to help you manage U.S. claims costs including plan designs that do not include coverage for U.S. and only cover Third Country Nationals (non-U.S. citizens) 

Corporate Solutions
Standard and customizable plans for groups of two or more, including more affordable options for short-term assignments
Solutions for nonprofit, intergovernmental (IGO) and nongovernmental (NGO)
Solutions for nonprofit, intergovernmental (IGO) and nongovernmental (NGO) Designed to provide employees in remote areas with quality health care benefits and service
Short-term travel products
Cover international business travelers for injuries and illness that may occur while traveling on company business away from home
Solutions for governments and U.S. government contractors
Plans that meet a variety of needs for overseas contractors, as well as governments seeking quality care for their out-of-country citizens
Cigna’s Global Health Advantage® 2 to 20
You have employees working in another country. You want to ensure that each of them, and their families, have access to quality health care wherever they are in the world. With Cigna, they will have easy, reliable access to one of the largest networks1 of health care professionals around the globe – one of many reasons Global Health Advantage (GHA) 2 to 20 may be the perfect plan for you.
Cigna Global Health Advantage® 10+
You have employees working in another country. You want to ensure those employees and their family members, have access to quality health care wherever an assignment takes them. With Cigna, they will have easy, reliable access to one of the world’s largest networks1 of health care professionals—one of many reasons the Cigna Global Health Advantage (GHA) 10+ plan may be the ideal plan for you.
Plan Highlights
  • Access to one of the largest health networks with more than one million doctors and hospitals around the globe.
  • Experience in establishing guarantees of payment on behalf of customers to doctors and hospitals around the world.
  • 24/7/365 access to our service center and in-house team of international doctors and nurses.
  • Fully compliant plans.
  • Quick claims payments. 92% of clean customer claims are paid in 10 days or less3 regardless of language or currency.
  • The option to speak with a counselor about mental, emotional and general life issues through the International Employee Assistance Program.
  • Additional “above-and-beyond” services that include remote second opinions from the eCleveland Clinic, international pharmacy fulfillment, and much more.

Global Health Advantage
2 to 20 Employees

Global Health Advantage
10+ Employees

Services

  • Travel & International Medical Insurance
  • Life Insurance
  • Major Medical
  • Medicare
  • Health, Dental & Supplements
  • Accidental And Critical
  • Annuities

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